Insurance companies / costs?

toy4bob · 11-01-2011, 08:48 PM

Anyone using Progressive or Foremost, especially anyone who has had a claim?

My auto insurance (Erie) was very good price wise on my cars, and when they quoted me $350 a year (full coverage) for my 96 vulcan 1500, I didn't think too much of it.

But when I called them to insure a 2011 Vaquero and he said $575,I about crapped...LOL. Almost as much as my 500hp 2005 Mustang.... no way?

Both Progressive and Foremost are quoting me about $275 year

**Timay** · 11-01-2011, 08:55 PM

I use Foremost (through Farmers) - when I totaled my Honda Magna last May, they were more than fair, gave me more than what I paid for the bike and covered the safety gear. For my 2000 Nomad Fi it's $228/year for full coverage for a $5,000 bike. I didn't think that was a bad price, especially for the service I have gotten.

Tim

usranger74 · 11-01-2011, 08:59 PM

I have Progressive for 230/yr. I really like thier "biker/road assist" coverage

AlabamaNomadRider · 11-01-2011, 09:00 PM

I ride with Progressive. Have State Farm for the house and car. Cost me about $40 per month for full coverage for the Nomad through Progressive.

macmac · 11-01-2011, 09:00 PM

I use Progressive and like them. I crashed a 01 insured for 1000 over, and was treated right in the crash, and damage was extensive. Later no less that bike was stolen and I was treated right that time too.

Treated right doesn't mean all the talk was just sweet, but that I was able to make a point and be heard.

The crash cost me more in payments, but the crash was my loss of controll because a trailer I was towing with the bike came off the hitch. The theft cost me nothing more, and so I still use Progressive. The hard part there was contents in the saddle bags. The adjuster tried to say my personal items were part of the bike and I begged to differ. He came around to seeing it my way.

toy4bob · 11-01-2011, 09:03 PM

Quote:

Originally Posted by Timay

I use Foremost (through Farmers) - when I totaled my Honda Magna last May, they were more than fair, gave me more than what I paid for the bike and covered the safety gear. For my 2000 Nomad Fi it's $228/year for full coverage for a $5,000 bike. I didn't think that was a bad price, especially for the service I have gotten.

Tim

Thanks Tim, that's a good endorsement. I had never heard of them before today, and they told me they were a division of Farmers, made me feel better that I had at least heard of Farmers before.

toy4bob · 11-01-2011, 09:24 PM

Well, I guess Progressive may be ok too, but darn ANR, $40 month sounds a bit high...

**ringadingh** · 11-01-2011, 09:37 PM

Your all getting a bargain compared to the rates here. $80.00 a month is more normal here.

usranger74 · 11-01-2011, 10:32 PM

Quote:

Originally Posted by toy4bob

Well, I guess Progressive may be ok too, but darn ANR, $40 month sounds a bit high...

You should get a quote from at least 3 insurers. The rates for your area and your driving recored will be different than XYZ and their location and driving recored.

With Progressive, I have full coverage (-200 deductible) plus 5000 for mods plus full road service coverage (no mileage limit to come to my aid).

Monkeyman · 11-01-2011, 11:20 PM

I've had Progressive for about 20 years. Couple small (not at fault) claims years ago. I pay around $350/year for full coverage ($500 deduct) on the Nomad and about $850/year full coverage on my '04 Blazer. I'm single so my rates are a bit higher than the married folks. I could maybe get a better deal but Progressive has always been fair with me so I can't see leaving. I'm just waiting on the OBD tattle tale thing for my truck. I drive like someones grandmother so I figure that should be good for another 30% off whenever Indiana approves it.

toy4bob · 11-02-2011, 05:03 AM

Thanks everyone. I realize there are a lot of variables to try and compare prices, I was mostly wondering how folks have been treated by various companies.

Hey Monkeyman, we are neighbors, I am to the north in Warsaw. Just cruised through your town last month while out for a leisurely ride, stopped at the bike shop out on 31 to look around.

Monkeyman · 11-02-2011, 06:08 AM

I actually live just south of town on base. The bike shop is Extreme something. Used to be Max Pitts. I bought my helmet from them but their bike prices are way too high. PM me next time you're in the area and we'll get together.

sponge · 11-02-2011, 07:39 AM

Wish I could get insurance for under $85/month!!! And I've been riding for over 20 yrs with only one claim to my name!

Loafer · 11-02-2011, 07:40 AM

Get quotes from Dairyland (they advertise with us and offer a 10% discount) also try Bikeline.

danimal2 · 11-02-2011, 10:48 AM

I'm with State Farm. My nomad is $50 a month and my girlfriend's roadstar 650 is $30 a month. We live in the city though, so it's a bit higher. State Farm is just a broker for bike insurance. They farm it out (no pun intended) to someone else.

11-01-2011, 08:48 PM	#1
toy4bob Member Join Date: Sep 2011 Location: Warsaw, Indiana Posts: 371	Insurance companies / costs? Anyone using Progressive or Foremost, especially anyone who has had a claim? My auto insurance (Erie) was very good price wise on my cars, and when they quoted me $350 a year (full coverage) for my 96 vulcan 1500, I didn't think too much of it. But when I called them to insure a 2011 Vaquero and he said $575,I about crapped...LOL. Almost as much as my 500hp 2005 Mustang.... no way? Both Progressive and Foremost are quoting me about $275 year Login or Register to Remove Ads
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11-01-2011, 08:55 PM	#2
Timay Join Date: Oct 2011 Location: Centennial, CO Posts: 321	I use Foremost (through Farmers) - when I totaled my Honda Magna last May, they were more than fair, gave me more than what I paid for the bike and covered the safety gear. For my 2000 Nomad Fi it's $228/year for full coverage for a $5,000 bike. I didn't think that was a bad price, especially for the service I have gotten. Tim __________________ 2000 Nomad VBA #01884
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11-01-2011, 08:59 PM	#3
usranger74 Sr. Member Join Date: Mar 2010 Location: La Vista, NE Posts: 4,060	I have Progressive for 230/yr. I really like thier "biker/road assist" coverage __________________ Bill (usranger74) Blake 2016 Goldwing VBA # 1505
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11-01-2011, 09:00 PM	#5
macmac Sr. Contributor Join Date: Apr 2008 Location: Tamworth New Hampster 06 1600 Posts: 12,484	I use Progressive and like them. I crashed a 01 insured for 1000 over, and was treated right in the crash, and damage was extensive. Later no less that bike was stolen and I was treated right that time too. Treated right doesn't mean all the talk was just sweet, but that I was able to make a point and be heard. The crash cost me more in payments, but the crash was my loss of controll because a trailer I was towing with the bike came off the hitch. The theft cost me nothing more, and so I still use Progressive. The hard part there was contents in the saddle bags. The adjuster tried to say my personal items were part of the bike and I begged to differ. He came around to seeing it my way. __________________ 06 1600 Nomad Just call me Mac molon labe come and get it Login or Register to Remove Ads
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11-01-2011, 11:20 PM	#10
Monkeyman Top Contributor Join Date: Aug 2011 Location: North Wilkesboro, NC Posts: 6,289	I've had Progressive for about 20 years. Couple small (not at fault) claims years ago. I pay around $350/year for full coverage ($500 deduct) on the Nomad and about $850/year full coverage on my '04 Blazer. I'm single so my rates are a bit higher than the married folks. I could maybe get a better deal but Progressive has always been fair with me so I can't see leaving. I'm just waiting on the OBD tattle tale thing for my truck. I drive like someones grandmother so I figure that should be good for another 30% off whenever Indiana approves it. __________________ Christopher "Monkeyman" Gray ---------------------------- Widows Sons "Overseers" Patriot Guard Rider USArmy 1987-1990 2021 Can Am Spyder RT 2018 Can Am Spyder RT Limited - SOLD 2014 Nomad - SOLD 2012 Victory Vision - SOLD 2007 Black Nomad - SOLD VMC #9367 VBA #1860
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11-01-2011, 09:00 PM	#4
AlabamaNomadRider Sr. Contributor Join Date: Jul 2009 Location: Boaz, Alabama Posts: 13,742	I ride with Progressive. Have State Farm for the house and car. Cost me about $40 per month for full coverage for the Nomad through Progressive.
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11-01-2011, 09:24 PM	#7
toy4bob Member Join Date: Sep 2011 Location: Warsaw, Indiana Posts: 371	Well, I guess Progressive may be ok too, but darn ANR, $40 month sounds a bit high...
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11-01-2011, 09:37 PM	#8
ringadingh Join Date: Aug 2007 Location: Newmarket Ontario Canada Posts: 35,387	Your all getting a bargain compared to the rates here. $80.00 a month is more normal here.
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11-02-2011, 05:03 AM	#11
toy4bob Member Join Date: Sep 2011 Location: Warsaw, Indiana Posts: 371	Thanks everyone. I realize there are a lot of variables to try and compare prices, I was mostly wondering how folks have been treated by various companies. Hey Monkeyman, we are neighbors, I am to the north in Warsaw. Just cruised through your town last month while out for a leisurely ride, stopped at the bike shop out on 31 to look around.
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11-02-2011, 06:08 AM	#12
Monkeyman Top Contributor Join Date: Aug 2011 Location: North Wilkesboro, NC Posts: 6,289	I actually live just south of town on base. The bike shop is Extreme something. Used to be Max Pitts. I bought my helmet from them but their bike prices are way too high. PM me next time you're in the area and we'll get together. __________________ Christopher "Monkeyman" Gray ---------------------------- Widows Sons "Overseers" Patriot Guard Rider USArmy 1987-1990 2021 Can Am Spyder RT 2018 Can Am Spyder RT Limited - SOLD 2014 Nomad - SOLD 2012 Victory Vision - SOLD 2007 Black Nomad - SOLD VMC #9367 VBA #1860
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11-02-2011, 07:39 AM	#13
sponge Jr. Member Join Date: Sep 2009 Location: Essex, Ontario, Canada Posts: 16	Wish I could get insurance for under $85/month!!! And I've been riding for over 20 yrs with only one claim to my name! __________________ Kawanow #1261
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11-02-2011, 07:40 AM	#14
Loafer Sr. Contributor Join Date: Dec 2008 Posts: 18,287	Get quotes from Dairyland (they advertise with us and offer a 10% discount) also try Bikeline. __________________ Gerry Martineau / 802 VT / VBA #0892 /[email]glmjgm@gmail.com[email]
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11-02-2011, 10:48 AM	#15
danimal2 Advanced Member Join Date: Feb 2011 Location: Glendale, Arizona Posts: 987	I'm with State Farm. My nomad is $50 a month and my girlfriend's roadstar 650 is $30 a month. We live in the city though, so it's a bit higher. State Farm is just a broker for bike insurance. They farm it out (no pun intended) to someone else. __________________ VBA member #01682 Green 1999 Nomad 1500 carb'd 43,000 miles JOG'd at 20,000, JOG failed at 40,000 SOG'd at 40,000 Darksider Last edited by danimal2; 11-02-2011 at 10:53 AM.
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