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11-01-2011, 08:48 PM | #1 |
Member
Join Date: Sep 2011
Location: Warsaw, Indiana
Posts: 371
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Insurance companies / costs?
Anyone using Progressive or Foremost, especially anyone who has had a claim?
My auto insurance (Erie) was very good price wise on my cars, and when they quoted me $350 a year (full coverage) for my 96 vulcan 1500, I didn't think too much of it. But when I called them to insure a 2011 Vaquero and he said $575,I about crapped...LOL. Almost as much as my 500hp 2005 Mustang.... no way? Both Progressive and Foremost are quoting me about $275 year Login or Register to Remove Ads |
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11-01-2011, 08:55 PM | #2 |
Join Date: Oct 2011
Location: Centennial, CO
Posts: 321
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I use Foremost (through Farmers) - when I totaled my Honda Magna last May, they were more than fair, gave me more than what I paid for the bike and covered the safety gear. For my 2000 Nomad Fi it's $228/year for full coverage for a $5,000 bike. I didn't think that was a bad price, especially for the service I have gotten.
Tim
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2000 Nomad VBA #01884 |
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11-01-2011, 08:59 PM | #3 |
Sr. Member
Join Date: Mar 2010
Location: La Vista, NE
Posts: 4,060
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I have Progressive for 230/yr. I really like thier "biker/road assist" coverage
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Bill (usranger74) Blake 2016 Goldwing VBA # 1505 |
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11-01-2011, 09:00 PM | #4 |
Sr. Contributor
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I ride with Progressive. Have State Farm for the house and car. Cost me about $40 per month for full coverage for the Nomad through Progressive.
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11-01-2011, 09:00 PM | #5 |
Sr. Contributor
Join Date: Apr 2008
Location: Tamworth New Hampster 06 1600
Posts: 12,484
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I use Progressive and like them. I crashed a 01 insured for 1000 over, and was treated right in the crash, and damage was extensive. Later no less that bike was stolen and I was treated right that time too.
Treated right doesn't mean all the talk was just sweet, but that I was able to make a point and be heard. The crash cost me more in payments, but the crash was my loss of controll because a trailer I was towing with the bike came off the hitch. The theft cost me nothing more, and so I still use Progressive. The hard part there was contents in the saddle bags. The adjuster tried to say my personal items were part of the bike and I begged to differ. He came around to seeing it my way.
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06 1600 Nomad Just call me Mac molon labe come and get it Login or Register to Remove Ads |
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11-01-2011, 09:03 PM | #6 | |
Member
Join Date: Sep 2011
Location: Warsaw, Indiana
Posts: 371
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Quote:
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11-01-2011, 09:24 PM | #7 |
Member
Join Date: Sep 2011
Location: Warsaw, Indiana
Posts: 371
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Well, I guess Progressive may be ok too, but darn ANR, $40 month sounds a bit high...
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11-01-2011, 09:37 PM | #8 |
Join Date: Aug 2007
Location: Newmarket Ontario Canada
Posts: 35,387
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Your all getting a bargain compared to the rates here. $80.00 a month is more normal here.
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11-01-2011, 10:32 PM | #9 | |
Sr. Member
Join Date: Mar 2010
Location: La Vista, NE
Posts: 4,060
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Quote:
You should get a quote from at least 3 insurers. The rates for your area and your driving recored will be different than XYZ and their location and driving recored. With Progressive, I have full coverage (-200 deductible) plus 5000 for mods plus full road service coverage (no mileage limit to come to my aid).
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Bill (usranger74) Blake 2016 Goldwing VBA # 1505 |
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11-01-2011, 11:20 PM | #10 |
Top Contributor
Join Date: Aug 2011
Location: North Wilkesboro, NC
Posts: 6,289
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I've had Progressive for about 20 years. Couple small (not at fault) claims years ago. I pay around $350/year for full coverage ($500 deduct) on the Nomad and about $850/year full coverage on my '04 Blazer. I'm single so my rates are a bit higher than the married folks. I could maybe get a better deal but Progressive has always been fair with me so I can't see leaving. I'm just waiting on the OBD tattle tale thing for my truck. I drive like someones grandmother so I figure that should be good for another 30% off whenever Indiana approves it.
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Christopher "Monkeyman" Gray ---------------------------- Widows Sons "Overseers" Patriot Guard Rider USArmy 1987-1990 2021 Can Am Spyder RT 2018 Can Am Spyder RT Limited - SOLD 2014 Nomad - SOLD 2012 Victory Vision - SOLD 2007 Black Nomad - SOLD VMC #9367 VBA #1860 |
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11-02-2011, 05:03 AM | #11 |
Member
Join Date: Sep 2011
Location: Warsaw, Indiana
Posts: 371
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Thanks everyone. I realize there are a lot of variables to try and compare prices, I was mostly wondering how folks have been treated by various companies.
Hey Monkeyman, we are neighbors, I am to the north in Warsaw. Just cruised through your town last month while out for a leisurely ride, stopped at the bike shop out on 31 to look around. |
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11-02-2011, 06:08 AM | #12 |
Top Contributor
Join Date: Aug 2011
Location: North Wilkesboro, NC
Posts: 6,289
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I actually live just south of town on base. The bike shop is Extreme something. Used to be Max Pitts. I bought my helmet from them but their bike prices are way too high. PM me next time you're in the area and we'll get together.
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Christopher "Monkeyman" Gray ---------------------------- Widows Sons "Overseers" Patriot Guard Rider USArmy 1987-1990 2021 Can Am Spyder RT 2018 Can Am Spyder RT Limited - SOLD 2014 Nomad - SOLD 2012 Victory Vision - SOLD 2007 Black Nomad - SOLD VMC #9367 VBA #1860 |
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11-02-2011, 07:39 AM | #13 |
Jr. Member
Join Date: Sep 2009
Location: Essex, Ontario, Canada
Posts: 16
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Wish I could get insurance for under $85/month!!! And I've been riding for over 20 yrs with only one claim to my name!
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Kawanow #1261 |
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11-02-2011, 07:40 AM | #14 |
Sr. Contributor
Join Date: Dec 2008
Posts: 18,287
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Get quotes from Dairyland (they advertise with us and offer a 10% discount) also try Bikeline.
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Gerry Martineau / 802 VT / VBA #0892 /[email]glmjgm@gmail.com[email] |
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11-02-2011, 10:48 AM | #15 |
Advanced Member
Join Date: Feb 2011
Location: Glendale, Arizona
Posts: 987
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I'm with State Farm. My nomad is $50 a month and my girlfriend's roadstar 650 is $30 a month. We live in the city though, so it's a bit higher. State Farm is just a broker for bike insurance. They farm it out (no pun intended) to someone else.
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VBA member #01682 Green 1999 Nomad 1500 carb'd 43,000 miles JOG'd at 20,000, JOG failed at 40,000 SOG'd at 40,000 Darksider
Last edited by danimal2; 11-02-2011 at 10:53 AM.
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